Introduction Millions of Americans rely on Social Security benefits as a crucial part of their retirement income, but recent developments have sparked concerns over stricter enforcement of benefit clawbacks. This week, the Social Security Administration (SSA) has intensified its efforts to reclaim overpaid benefits, leaving many retirees and beneficiaries scrambling to understand the implications. Social Security overpayments occur when individuals receive benefits beyond what they are eligible for, either due to administrative errors, misreporting of income, or changes in eligibility that were not promptly updated. The SSA has legal authority to recover these overpayments, often through benefit reductions, direct repayment requests, or wage garnishment. However, the recent accelerat...